Ray McDonald's Blog

Thoughts and Reflections

The World of Needs and Wants

Philippians 4:11

I am not saying this because I am in need, for I have learned to be content whatever the circumstances.

profileChristmas is coming.  In a recent sermon I mentioned that many of us have trouble with the concepts of need and want.  We tend to blend the want items with the need items.  In doing so we can often live beyond our means – adding wants to what we conceive to be needs.  For example – spending $40,000 and up on an auto may not be the best allocation of funds for a person that makes the average income.  Yet some of us do it.  We rationalize it in a variety of ways.  Yet a $20,000 to $25,000 vehicle – and there are many reliable vehicles in that price range – could get us from point A to point B quite well and get us 200,000 plus miles to boot.  Just think of what an additional $20,000 to $15,000 – plus interest – could do for your savings in a 5-6 year period.

Using big-ticket items as examples – what about the home we live in?  Does it meet our needs or is it mixed in with our wants?  Mortgage brokers often try to fit us into the house we can afford rather than the house we need.  Think about the money invested in our home and what need we might meet with the excess?  For some of us it might be upwards of $100,000 or more beyond our need. Continue reading

December 6, 2013 Posted by | Advent Thought, Church, Community, Daily Devotion, Discipleship, Encouragement, Evangelism, Faith Journey, Family, From the Pastor, Leadership, Outreach, Personal, Theology | , , , , , , , , , , , | 1 Comment

   

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